What is Klarna?
Klarna is QwikFone's partner that facilitates paying in monthly installments for QwikFone's customers.
In 1 simple step, Klarna enables you to buy the phones of your dreams and pay later. Choose Klarna as your payment method & let the magic begin!
Change up your online shopping mentality & start to think big! Klarna will pay for your order upfront, & you can pay later over 3 equal installments.
Pay for your order only if you're happy with the phone/tablet! Receive your QwikFone order, try the devices, and pay later within 30 days.
Unlike other installment systems, paying with Klarna doesn't affect final price. Payments are interest-free, no additional charges.
Easy to use
In 1 simple step, Klarna enables you to buy the phones of your dreams and pay later. Choose Klarna as your payment method & let the magic begin!
3x Monthly Installments
Change up your online shopping mentality & start to think big! Klarna will pay for your order upfront, & you can pay later over 3 equal installments.
Pay in 30 days
Pay for your order only if you're happy with the phone/tablet! Receive your QwikFone order, try the devices, and pay later within 30 days.
Interest-free
Unlike other installment systems, paying with Klarna doesn't affect the final price of your order. The payments are interest-free, so, no additional costs charged.
How to use it?
Klarna Approval Terms
To be eligible for Klarna's "Pay Later in 3 Installments", you must meet conditions related to your financial state and age. To use Klarna, you must be 18 or older. For customers younger than 18, assistance from a parent or a guardian is needed. There are certain financial assessments that Klarna runs on the customers account to approve an order.
Customers
To use Klarna, customers need to provide debit or credit card information to be used in paying the installments later on.
QwikFone
Since Klarna is financing your refurbished phones order, QwikFone will receive the full order cost upfront from Klarna.
Klarna
Klarna collects the first installment upon order confirmation. The next installment after 30 days & last on after 60 days.
Required information for Klarna Payment
The first and most important information that Klarna requires in order for customers to use its financing over 3x months installments payment option is a credit or debit card information.Since Klarna automatically charges the monthly installments to your debit or credit card, this is the most essential detail here.
Klarna also requires:
  • Phone number
  • Email address
  • Billing address
  • UK registered address
  • UK bank account
Please note that all of these information should be correct and valid as they are all used for communication purposes during the 3 installments period.
Frequently asked questions
Having any questions about Klarna's monthly installment system? We're happy to answer!
Is it safe to use Klarna for paying monthly installments on QwikFone.com?
Your information will be processed and safely used according to Klarna's terms of service. Klarna use secure connections to handle all customers' data and cretical information which makes it safe to use.
How does Klarna's monthly installments work?
You place your order on QwikFone's website normally and, upon checking out the order, you choose Klarna as your payment method. Klarna will pay the full amount of the order to QwikFone. Once QwikFone confirms the order via email, SMS, or phone call, Klarna will charge your debit or credit card with the first payment of the 3-month installments.
How does Klarna's Pay in 30 days work?
Place your order normally at QwikFone.com and once the order is confirmed, Klarna will send an email with the details of your payment. Then you can receive your order, try the products, and then decide to pay within 30 days according to the instructions from the Klarna email. Pay only if you like your order and you're happy with the outcome.
How does Klarna's assessment work
Klarna's financial assessment include a series of what is known as unrecorded inquiries to make sure that the customer is financially eligible for funding a 3-month installments plan with no interest
Will my credit score be affected by Klarna's assessment?
Absolutely not. Although Klarna must run soft credit searches to ensure that your order can be financed by the service, these searches and checks are not visible by any other party than the Klarna and the customer. So, these inquiries are guaranteed to have no effects on your credit score / credit rating.
I applied for Klarna in the past and was rejected, what should I do?
There is no limit to the number of time you can apply for Klarna. Even if you've been rejected once, you can apply for financing your order from QwikFone. If this time your order is eligible for the 3-month interest-free installment program, your request will be approved.
What happens if I cancel / return my order?
Since Klarna requires the payment of the first installment upon the confirmation of the order, if you decide to cancel the order or return it, Klarna will refund the first installment into your payment method after QwikFone approves and confirms the order being canceled / returned.
How does refunds work with Klarna?
When a refund is in order, Klarna will issue the refund back into your debit or credit card, whichever method you provided to pay your monthly installments.
My question is not listed here, how can I get more answers?
Please contact QwikFone via the phone number listed on our Contact Us page, or visit Klarna website for more details & further enquiries.
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